Compensation payout guide and calculator
How much injury compensation are you entitled to?
Each state in Australia has its own rules and regulations which makes estimating your accident compensation quite challenging.
The state in which your accident took place, the amount of pain and suffering you endured, recovery time, treatment costs and all other out of pocket expenses or losses all make up part of your final settlement.
Our compensation payout calculator is designed to give you an estimated compensation amount without speaking to a personal injury lawyer.
Along with the non-economic loss, our calculator considers other financial losses, treatment costs and lost earnings.
Speak to a No Win, No Fee Lawyer today
How does our compensation payout calculator work?
We developed our tool to give victims of no-fault accidents an idea of how much compensation they can get for their injuries without having to speak to a lawyer.
Our compensation payout guide and calculator can only give you an estimated figure because it’s impossible to issue an exact amount until it is accepted by the defending party or ordered by a judge.
Our innovative tool calculates your accident compensation based on your answers to a few simple questions regarding your accident and injuries.
Our calculator contains the non-economical loss part of injury compensation and is based on official figures. This means the values given by our estimator can be considered realistic, but not completely accurate.
When you use our estimator you are simply making your own assessment. You can also include your lost earnings and other out of pocket expenses in the calculation to get an even more accurate estimation.
If you feel comfortable speaking to a lawyer about your situation we strongly recommend calling us because they will be able to give you a better estimation.
Non-economic loss is another term for general damages or non-pecuniary damages suffered as a result of pain and suffering, disability, the impact of your quality of life, disfigurement or reduced life expectancy.
Why do compensation payouts for injuries vary so much?
We sometimes get asked, “why do compensation payouts for injuries that are almost identical vary so much?”
The reason for this is that no two cases are the same.
For example, two plaintiffs make a claim for similar injuries but one receives $200,000 and the other receives $260,000. To give you an idea of why and how this can happen we have listed some of the most common things that will affect your final settlement below.
- The severity of your injuries
- Your lawyer’s legal costs
- Contributory negligence
- Future lost earnings
- Sucess fees (which are mandatory in some states)
- The level of accident compensation in some states
- What type of accident you have suffered
All of the things mentioned above are variables which will affect your final compensation amount.
How to use our compensation payout calculator
The user-friendly interface our estimation tool boasts took us hundreds of hours to achieve.
With the end user in mind, we aimed to make our compensation payout calculator self-explanatory for people of all ages.
- Step one in the calculation process is to state the gender of you or the injured person. We need to ask this because compensation payouts for injuries vary depending on gender.
- Step two is to tell us what injury/injuries you or the victim has suffered
- Step three we will ask you to confirm your personal injury to ensure your assessment is accurate
- Step four based on your own judgement tell us the severity of your injury
- Step five is to tell us about your lost earnings as this is claimable in addition to compensation payouts for injuries
- Step six is where you add any additional expenses such as travel, treatment, medication repairs and care.
How accurate is our compensation payout guide?
Currently in Australia due to the many jurisdictions estimating accident compensation claims can be quite difficult.
It is impossible to give plaintiffs an exact figure until it is accepted by the defending party.
The only time to know for sure how much injury compensation you will receive is when your claim is either accepted by the defending party or ordered by a judge in court.
Any estimations given by our calculator do not consider any of the legal fees which your lawyer might deduct from your injury compensation.
As no two accident compensation claims are the same the amount of fees charged by a lawyer varies from case to case.
We recommend our calculator as the first step in the claims process just to give you an idea of how much injury compensation you might be entitled to.
The reason we say this is so that you can make up your own mind about claiming without having to speak to a lawyer.
Do compensation amounts for injuries differ from state to state?
Many victims of no-fault accidents ask us after using after using our compensation payout guide. “Why can I get more injury compensation if my accident happened in NSW?”
The reason for this is all states in Australia have their own rules and regulations regarding compensation payouts for injuries. Unfortunately, this is something we can’t change, However, when you make a claim with Australian Accident Helpline you can be sure that our lawyers will fight for every penny of accident compensation you deserve.
Our compensation payout guide shows estimates for each state in Australia but they can’t cant be seen as truly accurate.
We have made every effort to streamline the claims process and make our tool as accurate as possible
What type of accidents does the compensation payout calculator work for?
Compensation amounts for injuries vary depending on what type of accident you have been in.
For example, if you take two identical injuries, one caused by a car crash and the other due to an accident at work. The chances are will receive more injury compensation for the car accident.
We have developed our estimation tool so the levels of compensation change depending on how you suffered your injury.
We have done this by taking official figures and tweaking them as accurately as possible in order to suit a variety of different accidents and injuries.
Some accident types that our compensation payout calculator can help you with include:
Work injury compensation
Work injury compensation is a very large part of compensation law.
In 2017 throughout the country there were over 104,000 serious work injury claims recorded.
Employers by law are obliged to provide their employees with a working environment that is free from dangers.
Many employees we speak to think that accidents at work only take place in industrial environments.
This couldn’t be further from the truth. Employees can suffer a workplace injury in any line of work.
We can even help you claim for a work injury if you were self-employed at the time of the accident.
Why not take a look at our compensation payout guide and see if your injury is listed on there.
Note: Compensation payouts for injuries vary from state to state.
Motor vehicle accidents
Compensation payouts for injuries sustained in road accidents differ from state to state.
Motor vehicle accidents happen fast and often leave people confused about who’s fault it was.
If you have been involved in a road accident that wasn’t your fault, even if you didn’t suffer an injury, you more than likely suffered some kind of financial loss.
If you have been involved in a road accident that wasn’t your fault we know how nerve-wracking this can be. It can be even more nerve-wracking if you suffered an unexpected injury in the accident.
Whether you have suffered injuries in a car crash, motorbike accident or even injured as a whilst walking down the street, we have a national panel of personal injury lawyers who specialise in motor vehicle accident compensation claims that can help you make a successful claim.
We handle all types of road injury compensation claims on a no win, no fee basis, including road-related fatalities on behalf of a loved one or family member.
If you are reading this page because you have lost someone you love in a fatal road accident we would just like to say how sorry we are for your loss.
If you need help or support regarding your situation, feel free to call our compassionate, legally trained advisors for free.
Call us today on 1800 106 107 to find out where you stand or use our compensation payout guide to find out how much you could be owed.
Serious injury and TPD claims
Many of the people we speak to are unsure whether their injury is deemed as serious or not. Compensation payouts for injuries that are classed as serious frequently exceed seven figures.
Generally, an injury is considered serious if you have experienced:
- Permanent or serious impairment of a body function
- Loss of a body function
- Permanent or serious disfigurement
- Permanent severe/mental impermanent
- loss of a foetus
We understand how devastating a serious injury can be to the victims and their loved ones.
For this reason, when you speak to one of our compensation lawyers lawyer about your situation, they will inform you about some things you could have the right to claim for when you or a loved one has suffered a serious injury.
Some of the most common types of serious injury and TPD claims we can help you with are:
- Head and brain injuries
- Loss of sight, either permanently, temporarily, or partially
- Back and spine injuries
- Broken bones and fractures
- Paralysis, either permanently, temporarily or partially
- Amputations of loss of limbs
- Life-changing burns
- Multiple or compound injuries
If you are unsure as to whether we would consider your injury a serious one, you can call us to get this confirmed.
It cost’s nothing to speak to an expert and you won’t be under any obligation when you do.
Whiplash is probably the most frequent injury suffered in car accidents.
Even at low speeds, road accidents cause the driver and passengers of a vehicle to suffer serious and sometimes life-threatening injuries.
While seatbelts work great to restrain your body and torso, the only thing supporting your head is your neck.
During a collision or any other type of accident which causes the head to move vigorously can lead to a jolt in the neck which in turn causes whiplash.
If you’re wondering whether or not you have suffered whiplash from your accident? Or feel doubtful about the circumstances of your accident, we can help.
Call us today on 1800 106 107 to get things cleared up or check our compensation payout guide to find out how much your whiplash claim might be worth.
Clinical negligence is considered by many lawyers to be the most complicated areas of compensation law.
Medical procedures can sometimes come with a consequence that was not expected.
However, this doesn’t fundamentally mean that you will be able to make a claim for an injury suffered during a medical procedure.
You also won’t be able to make a claim if is a reasonable mistake was made by a medical professional made during a procedure.
If you believe that a medical professional has unnecessarily harmed you during a medical procedure, the easiest way to find out if you have grounds for a claim is to speak with an experienced medical negligence solicitor.
As one of the largest claims management companies in the country, Australian Accident Helpline can help you with any type of medical or clinical negligence compensation claims.
Some of the most common types of medical negligence we help people claim for is:
- Medical misdiagnosis
- Wrongful amputations
- Birth negligence
- Delayed treatment
- GP negligence
- Incorrect reporting of test results
- Care home negligence
- Worsening existing conditions
- Hospital negligence
Please don’t worry if we haven’t mentioned the negligence you have suffered because we might still be able to help you.
The owner of any public space has a legal duty of care towards any member of the public frequenting the area and is responsible for minimising or eliminating the risk of an accident taking place on their property.
If you’ve suffered an injury in a public place we understand how upsetting this can be.
Many victims of public liability we talk to say that they felt so embarrassed at the time of the accident that it discouraged them from claiming public liability compensation for their injuries.
We appreciate how physically and mentally painful a public accident can be.
Our public liability lawyers specialise in making things right for people who have become injured in a public space.
If you feel up to it you can speak to a public liability lawyer about your situation in a confidential environment for free.
You can also or try our compensation payout calculator to find out how much you could be owed for your injuries.
What type of injuries does the compensation payout guide cover?
Our compensation payout calculator also cant take into consideration the amount of fees that your no win no fee lawyer will charge for their work.
The full list of compensation payouts for injuries our tool can estimate for are listed in the guide below.
Please don’t worry if your injury isn’t mentioned in the table because we can probably still help.
Read more about our calculator or skip to the compensation payout guide
Table 1. NON-ECONOMIC LOSS FOR UPPER EXTREMITY INJURIES
|Fingers and Hand||Sensory loss on either side of thumb||$20,505|
|Permanent loss of index finger||$52,195|
|Permanent loss of 2 joints of index finger||$39,155|
|Permanent loss of distal joint to index finger||$26,080|
|Sensory loss to palmar surface of index finger||$20,505|
|Permanent loss of 2 joints of middle finger||$33,325|
|Sensory loss to palmar surface of middle finger||$20,505|
|Permanent loss of ring finger||$26,080|
|Permanent loss of 2 joints of ring finger||$26,080|
|Permanent loss of distal joint of ring finger||$15,670|
|Permanent loss of little finger||$26,080|
|Permanent loss of 2 joints of little finger||$26,080|
|Permanent loss of distal joint of little finger||$15,670|
|Permanent loss of hand or arm below the level of the elbow||$230,670|
|Crush injury to hand with multiple fractures (healed with no deformities) but resulting in mild loss of motion of all fingers with extensive scarring and soft tissue damage||$102,520|
|Wrist||Carpal tunnel syndrome, whether operated or non‐operated, with residual subjective symptoms or signs e.g. dysaesthesia or muscle wasting||$5,130|
|Fractured scaphoid, operated||$12,820|
|Fracture of radius or ulna or carpus bones with moderate limitation of wrist movements and mild limitation of elbow movements||$12,820|
|Fracture of radius or ulna or carpus bones with moderate limitation of wrist movements and mild limitation of elbow movements||$41,010|
|Elbow||Medial or lateral epicondylitis of elbow, whether operated or non‐operated with residual subjective symptoms or signs e.g. pain and tenderness||$5,130|
|Injury to elbow region resulting in moderate loss of all movements||$79,460|
|Injury to shoulder region resulting in mild loss of all movements||$15,385|
|Injury to shoulder region resulting in moderate loss of all movements||$41,010|
|Shoulder and Arm||Injury to shoulder region resulting in mild loss of all movements||$15,385|
|Injury to shoulder region resulting in moderate loss of all movements||$41,010|
Table 2. NON-ECONOMIC LOSS FOR LOWER EXTREMITY INJURIES
|Toes and Foot||Permanent loss of any toe (other than great toe)"||$26,080|
|Permanent loss of great toe||$52,195|
|Permanent loss of joint of great toe||$26,080|
|Fracture of any metatarsal, worst possible outcome e.g. pain or loss of weight transfer||$24,030|
|Permanent loss of a foot||$151,375|
|Permanent loss of two toes (other than great toe) of a foot||$32,040|
|Permanent loss of three toes (other than great toe) of a foot||$37,650|
|Permanent loss of four toes (other than great toe) of a foot||$43,255|
|Permanent loss of great toe and one other toe of a foot||$64,075|
|Permanent loss of great toe and two other toes of a foot||$80,095|
|Permanent loss of great toe and three other toes of a foot||$96,115|
|Permanentl loss of joint of great toe and one other toe of a foot"||$32,040|
|Permanent loss of joint of great toe and two other toes of a foot||$37,650|
|Permanent loss of joint of great toe and three other toes of a foot||$43,255|
|Permanent loss of joint of great toe and four other toes of a foot||$48,865|
|Permanent loss of all toes of a foot||$108,130|
|Ankle||Fracture to os calcis, worst possible outcome||$60,075|
|Knee||Chondromalacia patellae, non‐operated|
|Chondromalacia patellae, operated||$4,810|
|Patellar fracture, whether operated or non‐ operated||$28,840|
|Mild aggravation of pre‐existing degenerative disease in knee with subjective symptoms, but no significant clinical findings other than degenerative changes on X‐ray|
|Moderate to severe aggravation or acceleration of pre‐existing disease in knee with subjective symptoms, but no significant clinical findings other than degenerative changes on X‐ray||$16,825|
|Total knee replacement||$120,140|
|Hip Joint and Leg||Mild aggravation of pre‐existing degenerative disease in hip joint with subjective symptoms, but no significant clinical findings other than degenerative changes on X‐ray|
|Moderate to severe aggravation or acceleration of pre‐existing disease in hip joint with subjective symptoms, but no significant clinical findings other than degenerative changes on X‐ ray||$16,825|
|Injury to hip region resulting in mild loss of all movements||$28,840|
|Injury to hip region resulting in moderate loss of all movements||$60,075|
|Fracture of femoral neck||$120,140|
|Total hip replacement||$108,130|
Table 3. NON-ECONOMIC LOSS FOR LOWER EXTREMITY INJURIES
|Special Provision Injuries ‐ Vision||MAXIMUM||$320,370|
|Loss of vision in 1 eye (corrected vision)||$104,385|
|Total loss of vision in 1 eye resulting from loss of an eyeball||1$17,420|
|Total loss of vision of 1 eye with serious diminution of vision in the other eye (less than 10% vision remaining)||$272,320|
|Special Provision Injuries ‐ Hearing||MAXIMUM||$130,490|
|Loss of hearing in 1 ear||$64,075|
|Binaural hearing loss||$130,490|
|Special Provision Injuries ‐ Breast||MAXIMUM||$96,115|
|Structural loss of breast||$96,115|
Table 4. NON-ECONOMIC LOSS FOR OTHER INJURIES
|Cervicothoracic Spine||Prolapsed intervertebral disc in cervical spine with referred pain, non‐operated with resolution of subjective symptoms, and no loss of range of movements||$32,040|
|Prolapsed intervertebral disc in cervical spine with referred pain, treated surgically by discectomy and fusion with resolution of referred pain. Persisting neck pain with moderate loss of range of movements||$48,060|
|"Thoracolumbar Spine"||Major compression fracture of vertebral body(s) in thoracic spine, healed with subjective symptoms, but no physical signs||$32,040|
|Lumbosacral Spine||Mild aggravation of pre‐existing degenerative disease in lumbosacral spine with subjective symptoms, but no significant clinical findings other than degenerative changes on X‐ray||0|
|Moderate to severe aggravation of pre‐existing spondylolisthesis, treated surgically by discectomy or fusion with resolution of symptoms||$32,040|
|Major compression fracture of vertebral body(s) in lumbar region, healed with subjective symptoms, but no physical signs||$32,040|
|Prolapsed intervertebral disc in lumbosacral spine with referred pain, treated surgically by discectomy or fusion with resolution of referred pain, but persisting low back pain. Mild loss of range of movements||$48,060|
|Prolapsed intervertebral disc in lumbosacral spine with referred pain, treated surgically by discectomy or fusion, but with persisting referred pain and low back pain. Moderate loss of range of movements||$80,095|
|Pelvis||Healed fracture to pelvis with displacement in any region (other than acetabulum, coccyx and sacrum) with subjective symptoms, but no significant signs||$16,025|
|Fracture or dislocation of symphysis or sacro‐iliac joint||$32,040|
|"Brain and Cranial Nerves"||Severe vertigo with subjective symptoms and signs and totally dependent||$224,260|
|Loss of smell||$39,155|
|Loss of smell and taste||$65,230|
|Loss of speech||$182,680|
|Fracture to the mid third of the face with permanent nerve involvement||$76,895|
|Spinal Cord Injuries||Cervical cord injury with or without fracture||$288,335|
|Thoracic cord injury with or without fracture||$192,225|
|"Coronary Artery Disease"||A history of myocardial infarction, with no post infarction angina, on optimal medical treatment||$48,060|
|Subjective symptoms (e.g. local pain or dysaesthesia) following hernia repair(s), but no significant signs|
|Subjective symptoms and signs (e.g. pain or dysaesthesia, tenderness) following hernia repair(s)||$6,410|
|Primary or recurrent hernia when surgery is an absolute contraindication||$32,040|
|Viral hepatitis ‐|
|Urinary and Reproductive Systems||Loss of both kidneys or only functioning kidney||$320,370|
|Loss of fertility||$48,060|
|Loss of sexual function (both impotence and infertility)||$96,115|
|Loss of genital organs||$160,185|
|Skin||Chronic contact dermatitis. Signs and subjective symptoms persist intermittently on removal from exposure to the primary irritant. Intermittent treatment required||$32,040|
|Chronic contact dermatitis. Signs and subjective symptoms persist almost continuously on removal from exposure to the primary irritant. Intermittent to constant treatment required||$64,075|
|Solar induced skin disease that is malignant||$80,095|
|Persistent neurodermatitis secondary to occupational contact irritant dermatitis. Signs and subjective symptoms persist continuously on removal from exposure to the primary irritant and are exacerbated by exposure to secondary irritants. Constant treatment required||$96,115|
Table 5. NON-ECONOMIC LOSS FOR PRESCRIBED DISFIGUREMENT
|Prescribed Disfigurement||Mild almost invisible linear scarring following surgery or trauma in lines of election to any part(s) of the body with minimal discoloration, normal texture and elevation|
|Moderate linear scarring following surgery or trauma crossing lines of election to any part(s) of the body with minimal discoloration, normal texture and elevation||$3,205|
|Moderate to severe linear scarring following surgery or trauma in or crossing lines of election to any part(s) of the body. Discoloured, indurated, atrophic or hypertrophic||$16,025|
|Area scarring to any part(s) of the body following surgery or trauma. Atrophic or hypertrophic, markedly discoloured||$32,040|
|Depressed cheek, nasal or frontal bones following trauma||$56,070|
|Loss of or severe deformity of outer ear||$64,075|
|Severe, bilateral gross facial deformity following burns or other trauma||$80,095|
|Loss of entire nose||$80,095|
|Gross scarring following burns to multiple body areas. Some areas healing spontaneously and some requiring grafting. Gross scarring at the burn and donor sites. Outcome resulting in fragile, dry, cracking skin at graft sites necessitating the need for wearing of special garments. Severe cases resulting in loss of sweat glands and lack of sweating leading to the necessity to be in a continuous air conditioned environment||$160,185|
Table 6. NON-ECONOMIC LOSS FOR PSYCHIATRIC OR PSYCHOLOGICAL INJURIES
|Psychiatric impairment from trauma (major depression or psychosis)||$320,370|
|Adjustment disorder with anxiety/depression||$320,370|
|Other psychiatric disorders||$320,370|
2018 compensation payout calculator and compensation payout guide disclaimer.
The injury compensation calculator used on this website is designed and developed by Australian Accident Helpline. Our calculator uses data from the work cover Queensland table of injuries for injuries on or after 2 November 2005 to 14 October 2013. Australian Accident Helpline has made every attempt to ensure all data contained in our compensation payout guide is as accurate as possible. When you use our compensation payout calculator you are making your own assessment and Australian Accident Helpline cannot be held responsible for misleading or giving false information to plaintiffs. Compensation payouts for injuries vary depending on the severity and only a practising lawyer in your jurisdiction can give you an accurate estimation.